January 10th, 2012
Finding housing, after a felony conviction, is quite challenging. Landlords often do not want to rent to convicted felons because, in many states, they are not permitted to discriminate against the types of felonies.
If you have a felony conviction, it is important to keep in mind that there are housing options for you, including the ability to buy a new home and even secure grants for felons housing in the process. If you are considering the options for home ownership, one of the first questions you may be asking is whether or not you can own a HUD home. The answer to this question is most definitely. Most housing loans and grants programs will not prohibit you from owning a HUD home just because you have a felony conviction. The only issue of concern may be that you are prohibited from living in a certain county, based upon probation, parole issues, or based upon your housing limitations and limitations in your state.
This is not to say that there aren’t limitations to your HUD housing access if you opt to rent instead. Under many HUD and Section 8 programs, felons have some limitations to access to housing especially if you are on active probation or parole for a drug offense. But, do not let this discourage you as you will often find that you can overcome these obstacles with a co-renter or with a co-signer on the property.
It is no doubt that, in this distressed economy, buying a home can be challenging no matter what your circumstances.
Never let a felony conviction hold you back from owning the home you want to own. Felons, in particular, face unique challenges but often HUD agents and realtors know ways to get around the housing laws in your states.
So, yes, felons can get into HUD housing. If you are having trouble finding a place to live, then reach out to a realtor who specializes in HUD foreclosures and work to secure a HUD home with a mortgage that, in many cases, will require little money down and a monthly payment that is often cheaper than any rental payment you may expect to pay.
Section 8 Programs